Channel VAS is the leading airtime credit provider delivering unmatched performance to clients. The company’s Digital Financial Platform (DFP) is a fully managed airtime credit and airtime advance solution that offers a unique technology to monetize out-of-credit subscribers. DFP distributes up to 30 percent of the MNOs prepaid airtime credit and airtime advance sales, with no financial risk to operators while at the same time provides satisfaction to customers and increases brand loyalty. Another major issue for financial inclusion in today’s emerging market is the lack of funding to purchase a smartphone so that people can access microloans. Channel VAS provides a fully managed handset financing program to MNOs to boost average revenue per user and loyalty. In addition, Channel VAS also provisions the need to secure investment through a proprietary device locking solution, which is embedded in all distributed phones. Once the payment deadline has passed, the solution can temporarily lock the phone remotely until the customer pays the monthly installment.

Harnessing the power of big data and artificial intelligence, Channel VAS can gather hundreds of data points per customer and analyze them meaningfully to reach useful conclusions through solid predictive methodologies. The advanced big-data analytics capabilities that Channel VAS employs allow for capturing opportunities in the world’s fastest-growing mobile financial service markets with an increasing number of mobile financial applications. In 2017, a leading investment company based in Abu Dhabi acquired a stake in Channel VAS and this acquisition helped build a strategic and integrated partnership that promotes expansion. Similarly, in 2018 Ethos, a leading South African investment company agreed to partner with Channel VAS. Incorporated in 2012, the company has wide experience in emerging markets and a strong presence in more than 30 countries in Africa, Middle East, Asia, and Latin America. Moreover, with an addressable base of over 700 million mobile subscribers that are dependent on the service offered for the advance of credit, Channel VAS’ operations account for $3 billion value, with enormous potential for growth. Utilizing big data, credit analysis, and a unique human-centric customer experience, Channel VAS continues to improve people’s lives, delivering financial inclusion and affordable loans.